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TrustRelay Fabric

The rail-agnostic data and policy layer between your ERP and payment rails.

Fabric provides unified vendor identity, policy enforcement, deterministic reconciliation, and immutable evidence across ACH, wire, check, and card payments.

Why Fabric?

ERP systems lack payout control

NetSuite, SAP, and Oracle handle AP workflows but don't enforce real-time policies on vendor status, bank changes, or sanctions before funds move.

Payment rails are fragmented

Different formats, timing, and reconciliation patterns across ACH, wire, check, and card create operational complexity and reconciliation gaps.

Evidence is scattered

Audit trails live in multiple systems with inconsistent timestamps, missing context, and no cryptographic proof of decision lineage.

Core Fabric Entities

Vendors & Suppliers

Unified vendor identity with AI-validated documents, verified bank accounts, enhanced sanctions matching, and complete change history. Single source of truth for all payout recipients.

Payout Intents

Normalized payout requests with intelligent risk scoring, policy evaluation, and approval workflows. Rail-agnostic formatting with explainable decisions.

Outcomes & Events

ML-assisted bank file reconciliation with confidence scoring. Intelligent settlement tracking and exception prioritization for faster resolution.

Policies & Rules

Tenant-specific decisioning rules enhanced by AI risk signals. Configure thresholds, first-payment controls, and compliance gates with transparent logic.

Evidence Snapshots

Immutable audit records capturing AI model inputs, decision context, risk scores, and policy evaluation at time of payout. Full transparency for compliance.

Risk Graph Intelligence

ML-powered cross-tenant intelligence detects fraud patterns, compromised accounts, and behavioral anomalies. Predictive signals feed back into transparent policy rules.

Platform Architecture

ERP / AP System
NetSuite
SAP
Oracle
Sage
TrustRelay Fabric
Vendors
Payout Intents
Policies
Outcomes
Evidence
Risk Signals
Payment Rails
ACH
Wire
Check
Card
RTP

One integration. Fabric normalizes payout requests from your ERP, enforces policies, and routes to any rail with deterministic reconciliation back to your GL.

For Your CFO

Fabric is the control layer your payment stack is missing. It sits between your ERP and your banks, giving finance direct control over how money moves—without replacing your AP system.

Risk is handled before money leaves. Before funds move, Fabric checks vendor status, bank account ownership, sanctions, and your internal rules. No more paying compromised accounts or missing fraud signals.

Reconciliation is deterministic, not manual. Bank outcomes map to GL entries with cryptographic evidence. No manual matching, no unexplained exceptions, no black boxes, no “just trust the system.”

Audit evidence is built in, not bolted on. Every decision, every policy evaluation, every vendor state change gets captured immutably in the Evidence Vault—timestamped, verified and ready for your auditors without backfill or explanations.

Ready to see TrustRelay Fabric in action?

Book a Fabric platform walkthrough